Senior Business Analyst - Banking Payments & Digital Assets

job summary: # Senior Business Analyst - Banking Payments & Digital Assets

**Location:** Hybrid near a banking hub (New York City, Mount Laurel NJ, Delaware, or Charlotte NC); other East Coast-hour locations considered

**Duration:** 12-month contract, potential extension or conversion

**Openings:** 3

### Position Overview

Randstad Digital is seeking experienced Senior Business Analysts to support a large financial institution's tokenized deposits and digital payments initiative.

This role will focus on gathering and documenting business requirements, mapping end-to-end banking processes, analyzing data flows, and supporting the development of new digital payment capabilities.

The ideal candidate has extensive business analysis experience within banking or financial services, particularly payments, deposits, treasury, settlement, or transaction banking.

• Gather and document business, functional, technical, and regulatory requirements for digital payment and tokenized deposit initiatives.
• Work closely with Product Owners, Technology, Treasury, Operations, Risk, and Compliance teams.
• Analyze current-state banking processes and develop future-state workflows.
• Document payment, settlement, reconciliation, liquidity, exception handling, and reporting processes.
• Develop business requirements, user stories, process flows, acceptance criteria, and requirements traceability documentation.
• Identify process gaps, operational risks, data requirements, and control improvements.
• Support data mapping, integration requirements, and source-to-target analysis.
• Participate in Agile delivery, UAT, defect resolution, implementation, and operational readiness activities.
• Facilitate stakeholder workshops and communicate project requirements across business and technology teams.

• 8+ years of relevant business analysis experience, preferably within banking, payments, or financial services.
• Strong understanding of banking payments, deposits, treasury, liquidity, settlement, or transaction banking operations.
• Experience with domestic and cross-border payments, ISO 20022, clearing, reconciliation, exception handling, and regulatory requirements.
• Understanding of blockchain, distributed ledger technology, tokenized deposits, stablecoins, digital money, or digital asset infrastructure.
• Strong experience gathering requirements, documenting business processes, developing user stories, and defining acceptance criteria.
• Experience mapping data flows, identifying system dependencies, and supporting operational controls.
• Ability to work independently with multiple business and technology stakeholders.
• Experience with Agile delivery and tools such as Jira, Confluence, Visio, Azure DevOps, or similar.

• Experience supporting payment modernization, digital banking, or blockchain-related initiatives.
• Knowledge of capital markets operations, custody, collateral, or securities settlement.
• Experience with treasury systems, payment rails, or core banking platforms.
• CBAP, CCBA, PMI-PBA, or similar business analysis certification.

**Ideal Candidate Background:** Senior Banking Business Analyst, Payments Business Analyst, Treasury Business Analyst, Digital Assets Business Analyst, or Transaction Banking Business Analyst.

education: Bachelors

• Gather and document business, functional, technical, and regulatory requirements for digital payment and tokenized deposit initiatives.
• Work closely with Product Owners, Technology, Treasury, Operations, Risk, and Compliance teams.
• Analyze current-state banking processes and develop future-state workflows.
• Document payment, settlement, reconciliation, liquidity, exception handling, and reporting processes.
• Develop business requirements, user stories, process flows, acceptance criteria, and requirements traceability documentation.
• Identify process gaps, operational risks, data requirements, and control improvements.
• Support data mapping, integration requirements, and source-to-target analysis.
• Participate in Agile delivery, UAT, defect resolution, implementation, and operational readiness activities.
• Facilitate stakeholder workshops and communicate project requirements across business and technology teams.

qualifications: Required Qualifications

8+ years of relevant business analysis experience, preferably within banking, payments, or financial services.

Strong understanding of banking payments, deposits, treasury, liquidity, settlement, or transaction banking operations.

Experience with domestic and cross-border payments, ISO 20022, clearing, reconciliation, exception handling, and regulatory requirements.

Understanding of blockchain, distributed ledger technology, tokenized deposits, stablecoins, digital money, or digital asset infrastructure.

Strong experience gathering requirements, documenting business processes, developing user stories, and defining acceptance criteria.

Experience mapping data flows, identifying system dependencies, and supporting operational controls.

Ability to work independently with multiple business and technology stakeholders.

Experience with Agile delivery and tools such as Jira, Confluence, Visio, Azure DevOps, or similar.

Preferred Qualifications

Experience supporting payment modernization, digital banking, or blockchain-related initiatives.

Knowledge of capital markets operations, custody, collateral, or securities settlement.

Experience with treasury systems, payment rails, or core banking platforms.

CBAP, CCBA, PMI-PBA, or similar business analysis certification.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad Digital, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact HRsupport@randstadusa.com.

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad Digital offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).

This posting is open for thirty (30) days.