Senior Loan Officer Assistant

We are looking for a skilled and experienced Loan Partner to provide comprehensive support to mortgage loan officers throughout the loan lifecycle. This role is ideal for a proactive professional who can independently manage loan files from initial application through submission while delivering excellent client support and ensuring compliance with lending guidelines.

Key Responsibilities:

• Manage the mortgage loan process from pre-qualification to loan submission in partnership with loan officers.
• Analyze and structure loan scenarios based on borrower profiles and lender/investor requirements.
• Review borrower financial documents including income, credit, assets, and liabilities for completeness and accuracy.
• Calculate income for salaried, hourly, and self-employed borrowers in line with underwriting standards.
• Run and evaluate DU/LP findings and prepare files for underwriting submission.
• Register, submit, and monitor loan files through lender systems and portals.
• Educate borrowers on loan options, interest rates, closing costs, and the overall mortgage process.
• Prepare disclosures and maintain compliance with federal and state mortgage regulations.
• Coordinate with borrowers, lenders, title companies, processors, and underwriters to ensure smooth loan progression.
• Monitor loan milestones, identify potential issues, and help resolve them in a timely manner.
• Support pipeline management to ensure deadlines and closing timelines are achieved.

Required Qualifications:

• 3+ years of mortgage industry experience in roles such as Loan Officer Assistant, Loan Processor, or related positions.
• Strong understanding of conventional lending guidelines, including Fannie Mae and Freddie Mac standards.
• Hands-on experience with DU/LP systems, AUS findings review, and lender submission platforms.
• Advanced income calculation skills, including experience with self-employed borrower analysis.
• Excellent communication and customer service abilities with confidence in explaining loan details to clients.
• Experience using loan origination systems such as Encompass, Arive, LendingPad, or similar platforms.
• Strong organizational skills with the ability to manage multiple loan files simultaneously.

Preferred Qualifications:

• NMLS license is a plus.
• Familiarity with FHA, VA, and USDA loan programs.
• Experience working within broker-to-lender or third-party processing environments.
• Bilingual Spanish/English candidates are highly preferred.